It’s that time of year; we’ve emerged from winter, alive to the new possibilities of spring—the perfect time to consider the main investment asset classes and bring new life to your investment portfolio.
Asset class
|
Type and purpose |
Characteristics |
Risk |
Return |
Cash |
Defensive asset aimed at generating income. |
In addition to being an investment asset class, cash forms a key component of day-to-day budgeting. |
Low |
Low |
Fixed interest |
Defensive asset often used to generate income. |
|
Low to moderate |
Low to moderate |
Property |
Growth asset used to generate capital growth and income. |
|
Moderate to high |
Moderate to high |
Shares—also called equities |
Growth asset for generating capital growth and income |
|
High |
High |
Revitalise your portfolio
Spring’s a great time to focus on your future plans and goals, and consider how you’re investing for tomorrow. Speak with us today on 07 5447 7740, about opportunities to revitalise your investments.
What you need to know
Any advice contained in this article is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters. If you decide to purchase or vary a financial product, your financial planner, our practice, AMP Financial Planning Pty Ltd and other companies within the AMP group will receive fees and other benefits, which will be a dollar amount and/or a percentage of either the premium you pay or the value of your investments. You can ask us for more details.